If You Think X Amount Will Suffice for Your Retirement Think Again
How Many Years Are You Away from Retirement…?
What Will be the Worth of X Amount Then...?
What Will be the Worth During Full Retirement Period…?
Will you be able to Enjoy With that Fund…...?
Inflation Reduces the Purchasing Power of Your Money.
If you are Spending Rs.1 Lakh Today, You Will Need to Spend
Rs.10 Lakhs @ 8% Inflation for the Same Things When You Retire & then on also Inflation Will Still Continue Throughout your Retirement Period. So, You Will Have to Bear the Brunt of Inflation Even In the 30 Years of Your Retired Life. So, to Earn an Equivalent of Rs.1 Lakh in Today’s Money Value Every Month in Your Retired Life of 30 Years, You Will Need a Corpus of Rs.23 Crores.
| Present Age | 25 |
| Years for Retirement | 30 |
| Age at Retirement | 55 |
| Years in Retirement | 30 |
| Retirement Period | Age 55 to Age 85 |
| Years in retirement | 30 |
| Current Monthly Expenses | Rs.1 Lac pm |
| Inflation in Investment Phase | 8% |
| Inflation in Retirement Phase | 8% |
| Retirement Monthly Expenses | Rs.10 Lac pm |
| Retirement Corpus Required | Rs.23 Cr. Approx. * |
(*Assuming 12% Growth of Sip Investment from Age 25 Yrs to 55 Yrs & Systematic Withdrawal Plan (SWP) of Rs.10 Lakh pm of 23 Cr & Thereafter Fund Growing also @12% & Inflation @8% Till Age 85 Yrs.)
